17 Jul, 2026
1 min read

Manufacturing PMI Inches Higher, But Still Signals Industry Contraction, Cements Case For Interest Rates On Hold – SPDR S&P 500 (ARCA:SPY) – Beragampengetahuan

The Institute for Supply Management (ISM) Manufacturing Purchasing Managers’ Index (PMI) saw a modest uptick to 47.6 in August, beating market expectations of 47. While this marks an improvement from the previous month’s nearly three-year low of 46.4, it still signifies the 10th consecutive month of contraction in manufacturing activity as the gauge remained below […]

5 mins read

Why are mortgage rates so high, and how long will they stay up? – Beragampengetahuan

Mortgage rates are running at a 22-year high, crimping a housing market squeezed by high prices. Homebuyers face an average rate of 7.23% on a 30-year fixed-rate mortgage, the most popular home loan in the United States, Freddie Mac reported Thursday. That was the highest rate since June 2001. The rise in rates has cooled […]

3 mins read

Bitcoin Lightning Network On Binance Records One Of The Fastest Rates Of Adoption – Beragampengetahuan

On July 16, Binance announced that it had integrated the layer-2 protocol Bitcoin Lightning Network into its platform, and users could use it to make deposits and withdrawals. And now, less than two months after this development, the platform has recorded a significant milestone with the protocol.  Binance Node Growing Rapidly According to data from […]

5 mins read

Mortgage Rates Reach the Highest Point in 20 Years—How Much Higher Will They Go? – Beragampengetahuan

In this article Mortgage rates have been trending upward since last March when the Federal Reserve began tightening the reins on inflation. Last November, they even hit a 20-year high, clocking in at over 7% on the typical 30-year loan. Now, less than a year later, they’ve broken that record again, notching yet another two-decade […]

19 mins read

Establish Your Freelance Writing Rates (New Data) – Beragampengetahuan

As a freelance writer, I never fully understood the value I provided to my clients until I wrote a case study describing how my content generated six figures in revenue for a particular client. If you calculate the value of your writing, you’ll also probably realize that you’re undercharging for your writing services.   To help […]

3 mins read

Global Markets Stay On Defensive As Rates And China Risks Lurk – Beragampengetahuan

All the major asset classes fell last week, extending a run of risk-off sentiment of late, based on a set of ETF proxies. Investors are struggling to decide if the latest decline is noise or marks the end of the rally in risk assets that started in late-2022 and, for now, peaked last month. One […]

1 min read

Mortgage Rates Skyrocket to 20-Year High & Is Tourism Helping or Hurting Maui? – Beragampengetahuan

Episode 128: Neal and Toby dive right in and discuss what has sent mortgage rates to the highest they have been in over 20 years and how US Treasury Yields are closing in on a 16-year high. They also discuss the debate in Hawaii of whether tourism could help or hurt Maui as the island […]

1 min read

Assumed rates of return for public pensions vs. interest rates – Beragampengetahuan

  As a result, Public Penions are 30% under-funded. To figure out why we aren’t saving enough for our public pensions, ask three questions Who is making the bad decision? Do We have enuf info to make a good decision? No, We the People don’t know how to compound, much less discount. And the incentive […]

1 min read

beragampengetahuan World Service – World Business Report, US interest rates hit 22-year high – Beragampengetahuan

The rise of 0.25% by the US Federal Reserve raised rates to 5.25%-5.5%, marking the eleventh increase since early 2022. Show more The rise of 0.25% by the US Federal Reserve raised rates to 5.25%-5.5%, marking the eleventh increase since early 2022. This is despite inflation in the country being 3% last month, with the […]

61 mins read

Why Investors Are Giving Up Their “Golden 4% Interest Rates” – Beragampengetahuan

Need rental property financing? What about an investor loan that won’t stop your cash flow? It’s tough in 2023. With high mortgage rates and many veteran investors predicting a commercial crash, finding funding for your deal might seem impossible; but you’re probably looking for loans in the wrong place. Novice investors run off to the […]