Monthly income streams – General – beragampengetahuan – Beragampengetahuan

Suppose one has say 3 Cr to invest and objective is to generate monthly income with annual yield of 9-10%. Where would one invest such amount by diversifying the amount.

How would you allocate the amount and to what categories to achieve the objectives.

1. FD
2. Bonds
3. Alternatives to FD like invoice discounting, grip , growpital…etc
4. Debt MFs

Please note we aim to achieve

1. Monthly/Quaterly income.
2. Average Annual returns between 9-10%. No more no less.
3. Investing ONLY , no trading.
4. Income Taxes need not be considered.

Please provide your suggestions.

Thank you.