17 Jul, 2026
7 mins read

U.S. housing market paralyzed by lock-in effect | Analysis – Beragampengetahuan

Something deeply unusual has happened in the American housing market over the past two years, as mortgage rates have risen to around 7%. Rates that high are not, by themselves, historically remarkable. The trouble is that the average American household with a mortgage is sitting on a fixed rate that’s a whopping 3 points lower. […]